<p>The real problem is that when we disclose the size of our losses, the market - which is to say, our major institutional shareholders - will expect top management to take responsibility. That means me. They might even expect me to fall on my sword. I'm not a falling on my sword type. Why should I? I genuinely have very little understanding of anything that goes on here, so why expect me to take responsibility for it?' The fourth of David Charte...